The Orchestration Moat And Its Allies
Enterprise AI defensibility in financial services doesn’t rest on the power of a single model. As foundation models converge and costs decline, moats are forming higher in the stack—through orchestration that embeds into workflows, proprietary data loops that compound over time, and vertical specialization that encodes regulatory and domain expertise. The winners will be domain-specific platforms that turn services into software and deliver measurable, repeatable outcomes.
Can Money Be Programmed?
This article explores the growing potential of programmable money and the overlooked power of composability in digital assets. As financial services become increasingly modular and programmable, smart contracts and composability are reshaping how payments, treasury operations, and compliance workflows are executed.
The New Stable of Dollars
The next fintech boom may not be built on legacy bank partnerships or complex regulatory workarounds—it could be built directly on stablecoins. By removing cross-border friction, reducing intermediaries, and enabling instant, programmable financial flows, offer a foundation for a new class of fintech startups.